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How Much Does Cognitive Behavioral Therapy (CBT) Cost?

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Average Cost Overview

With Insurance

$20-$75 copay

Without Insurance

$100-$300 per session

Cash-Pay Options

Online CBT programs cost $40-$80 per week. Group CBT costs $35-$80 per session. Self-guided CBT apps cost $10-$30 per month. Community centers offer reduced rates.

Factors Affecting Price

  • Provider type (psychologist vs LCSW)
  • Individual vs group format
  • In-person vs online
  • Geographic location
  • Session length

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How to Save

  • Use insurance mental health benefits
  • Try group CBT programs
  • Use CBT-based apps as supplement
  • Online CBT platforms are often cheaper
  • Community mental health centers offer sliding scale

Frequently Asked Questions

How much does CBT cost per session?

Individual CBT costs $100-$300 per session. Group CBT costs $35-$80. Online platforms charge $60-$90 per week for sessions plus messaging.

Is CBT covered by insurance?

Yes, CBT is a standard psychotherapy covered by virtually all insurance plans. It is one of the most well-established treatments insurers recognize.

How much does a full course of CBT cost?

A typical 12-session course costs $1,200-$3,600 without insurance. With insurance copays, expect $240-$900 total.

Is online CBT cheaper?

Yes, online CBT typically costs 30-50% less than in-person. Platforms offer $60-$90/week. Self-guided CBT apps cost $10-$30/month.

Is group CBT as effective as individual?

Research shows group CBT is equally effective for many conditions, especially anxiety and depression, at a fraction of the cost.

Disclaimer: This content is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare provider for diagnosis and treatment.

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Written by

OpenMyPro Health Team

Last updated: April 9, 2026