How Much Does Annual Physical Cost in 2026?
Find affordable Annual Physical near you
Compare cash-pay prices from qualified providers on OpenMyPro.
Average Cost Overview
With Insurance
$0 (preventive)
Without Insurance
$100-$400
Cash-Pay Options
Most insurance covers annual physicals at 100% as preventive care.
Factors Affecting Price
- Geographic location
- Provider type and experience
- Facility type (hospital vs private)
- Complexity of service
- Insurance network status
Want to save on this service?
OpenMyPro shows you transparent cash-pay pricing.
How to Save
- Compare prices from multiple providers
- Ask about cash-pay discounts
- Use in-network providers
- Check for community or teaching options
- Use HSA/FSA funds if available
Frequently Asked Questions
How much does annual physical cost without insurance?
- Annual Physical typically costs $100-$400 without insurance. Prices vary by location and provider.
Is annual physical covered by insurance?
- With insurance, expect to pay $0 (preventive). Coverage depends on your plan and medical necessity.
How can I save on annual physical?
- Most insurance covers annual physicals at 100% as preventive care.
Why do prices vary so much?
- Prices vary based on location, provider credentials, facility type, and complexity of care.
How do I compare prices?
- OpenMyPro lets you compare cash-pay prices from local providers in seconds.
Related Resources
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Written by
OpenMyPro Health TeamLast updated: